I’m Duane Buziak — independent mortgage broker, NMLS #1110647, operating through Coast2Coast Mortgage. I shop dozens of wholesale lenders on every loan — which is structurally how independent brokers consistently deliver lower mortgage rates than retail banks and captive loan officers.

Scotsman Guide has independently verified my individual production for two consecutive years: $51.2M in 2026 and $44.4M in 2025 — $95.6 million combined, one originator, no team. When you work with me, you get wholesale pricing, a full specialty program menu, and one accountable broker from application to closing.

On FHA, VA, and USDA loans I can wrap all closing costs into your rate — zero out of pocket at closing. Every application starts with a NoTouch soft pull — no hard inquiry, no credit score impact.

Licensed in Virginia, Florida, Tennessee, and Georgia.